Public Shell

Public Shell transactions are a widely accepted, alternative mean for a private company to go public. A necessary component to a completed reverse merger transaction is the public shell. The public shell is a publicly listed company with no assets or liabilities. It is called a "shell" considering all that exists of the original company is its corporate shell structure. By merging into such an entity, a private company becomes public.

Preferred Debt

Debt that the repayment of or lien position takes precedence over other debts.

Raise Private Equity

Raise private equity means to seek investments that are normally from high net-worth individuals known as "accredited investors or angel investors".

Real Estate Loan

Money loaned using land and any buildings or structures on it as the primary collateral.

Purchase Order Financing

Purchase order financing or "factoring", is required during growth and expansion when cash flow reserves become insufficient. Your suppliers want you to pay C.O.D. and your buyers want to pay you net 30-60. There is no cash flow during manufacturing, while the goods are in transit, and until the invoices are paid.

Pledging Assets

Offering assets to a lender as collateral for a loan.

Promissory Note

A document where the borrower promises to repay a loan under agreed upon terms.

Private Placement

Private placement financing is now available to companies that are currently seeking private placement offerings and also to those who will need assistance in structuring the Rule 506 exemption, Regulation D private placement offering.

Pre-Qualified Funding

Pre-qualified funding is the process of pre-qualifying your business funding request before you apply. That requires that you know the exact funding guidelines of every funding source.

SBIC

A private investment company co-funded by the Small Business Administration to provide small business with either debt or equity financing.

Capitalization

The debt and/or equity mix that funds a firm's assets.

SBA Loan Program

Help your small business secure a much needed loan. The funds can be used as capital resources which allow you to start growing your business.

SBA Loan

SBA loan funding or government small business loan financing offers a wide variety of loan guarantee programs to fund small businesses that can't otherwise qualify for loans on reasonable terms. Commercial lenders make the loans and the SBA guarantees them, as the SBA has no funds for direct lending or grants.

Commercial Real Estate Lenders

Commercial real estate lenders services are available on all types of income-producing and commercial properties.

Commercial Property Loan

Loans to expand or improve your existing business and loans to refinance existing debt.

Rollover Mortgage

A loan for which the unpaid balance is refinanced after a few years at the current rate.

SBA Lenders

It is a prevailing misconception that a business needs to be in financial distress in order to qualify for a SBA loan. The truth is, many healthy companies obtain SBA backed financing every day.